A man hugging his wife

Benefits that care for you and your family’s wellbeing

a woman working on her laptop

A top-tier retirement plan and a robust offering of benefits for your wellbeing

Our associates are driven by a passion to build a better world, and we know part of being valued is feeling valued. In return, our associates enjoy a robust offering of industry-leading benefits, including a top-tier retirement plan, that provide flexibility, security and trusted experiences so associates can be their best at work and at home. Find a quick overview here.

Retirement benefits

It’s what we do and what we know.

That’s why we offer robust plans that help our associates build personal wealth and prepare for the future – whether around the corner or down the road.
You are always vested in your own contributions; you'll vest in the company's contributions after you complete three years of service (or reach age 65, if earlier).

Retirement Plan

Build wealth for your retirement with company contributions ranging from 5 to 12.5 percent of your eligible earnings based on your age.

401(k) Plan

Maximize your savings with a 3 percent match on your before or after-tax contributions.

Retirement Healthcare Savings Plan

We’ll help you save for future healthcare expenses with a $750 company match.

a woman smiling at the camera

Health and wellbeing

Our programs offer the care and security you need, when you need it.

We provide a variety of health benefits to meet the differing needs of our associates and their families – from the expected to the unexpected, and everything in between.

You get choice and flexibility, from our health plan options with different levels of cost sharing and an option that includes company contributions to your Health Savings Account. Whether you need family planning benefits, mental health support, or high-quality specialized surgical networks, we have programs to help meet your needs. In addition to dental, vision, life insurance and disability coverage, you can also earn rewards for participating in wellness programs.

Work life benefits

We understand that our associates wear many hats – parent, volunteer, caregiver, and more. We are dedicated to providing tools and resources to support those many roles and the responsibilities that come with each.

Support for your whole self, at work and at home.

Our family support program includes programs like adoption and surrogacy assistance, homework ​​​​​​​​​​​​​​assistance, and even back-up child/elder care.

We also offer valuable money-saving and protection programs like corporate discounts and group voluntary plans such as accident insurance, auto/home insurance, identity theft protection, critical illness insurance and legal assistance.

Giving you the ability to re-charge, reconnect and balance your priorities, we offer industry leading time away programs including 8 weeks of caregiver leave, 16 weeks of parental leave, paid holidays and generous time off plans.

We know that an associate's work experience is not only tethered to the people they work with, but also their workspace. We have created a working environment where our associates can thrive and are part of a culture that drives innovation, productivity, and excellence.

Below is a sampling of what we've done in some of our larger offices such as New York and Charlotte. While all amenities won't be the same across all of our locations, we are working hard to create offices that are technologically advanced with hybrid work options to make working easier.

TIAA Food Hall

Food halls

TIAA Dining areas

Dining areas

TIAA Outdoor and rooftop lounges

Outdoor and rooftop lounges

TIAA Fitness centers

Fitness centers

TIAA Pharmacy

Pharmacy

TIAA Mothers' rooms

Mothers' rooms

TIAA Game areas

Game areas

TIAA Golf simulator

Golf simulator